Monday, July 29, 2013

8 Horrible Habits to Kick in Your 20s (courtesy of The Nest)

The idea that my 20's are coming to a close in the next few years is both a terrifying yet also kind of empowering concept that I think about often. I came across this article on The Nest and just had to share it! Some awesome wisdom up in here! Time to think about how we live our lives and the positive habits we want to create going forward...

8 Horrible Habits to Kick in Your 20's

1. Fake baking.
Don’t waste your hard-earned money on cancer-causing tanning beds, which can come back to bite you later in health care bills—or worse. Tan safely (here’s some advice on sunless tanning), or, better yet, emulate Anne Hathaway, who makes pale skin look chic.
2. Being Capricious With Credit
Know that bad credit decisions in your 20s can have a ripple effect in your future. Any blights on your record (like a missed payment) will show up on your credit report for a long seven years, and your score will affect whether you'll be able to get a loan to buy a car or a home someday. Plus, some potential employers even look at it before deciding whether to hire you.
3. Lighting Up
Cigarettes can hurt you in more ways than one. Meaning, of course, both the high cost of buying them and the price you’ll pay down the road in health care costs and, potentially, your health. If this is you, check out this text message service to help you kick the habit.
4. Falling into the Shopping Trap
Here are tips to curb your bad online shopping bad habits, and here’s how to stop a downward spending spiral
5. Making Bad Decisions Involving Alcohol
Being charged $100 for a $30 bottle of liquor, just for the perk of having it brought to your table? Not cool, we agree. And drinking can really add up: Check out how much it might be costing you! Let’s raise a glass to moderation—and drinks actually worth drinking. We’ve got plenty of recipes for delicious, cheap cocktails you won’t regret.
6. Being Wedded to Your Cell
If your catch-up sessions with friends are typically under 200 characters, odds are you're not really connecting. 
7. Depending on a Man
Whether you’re planning to get married soon, or even just thinking about it, make sure to protect your finances. Here’s what you need to know about prenups (and why they aren’t unromantic). And here's how moving in together can affect your financial life.
8. Throwing Your Budget to the Wind
If you haven't set a budget yet, the only one you're hurting is yourself, since it's the easiest way to achieve your financial dreams. 
* I would also add: "Having Negative Relationships with Food, Sex, Money and Your Body" 
Make these relationships  positive, healthy ones that you are proud of! Understand that food should be used as fuel as not as an emotional escape. Enjoy sex with your partner in a way that's fulfilling for the both of you. Live within your means and don't get attached to material possessions. Develop a positive self image and true love for who you are. Wake up every morning stoked and grateful for the body you've been given. Because you are amazing and that's all there is to it! :)

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